4 Expert RV Warranty Tips for your Used RV
RV warranties can add a significant layer of protection for your motorhome or travel trailer to help cover the cost of expensive repairs. But just like most things in the RV life, you have a lot of research ahead of you! Finding the right provider for your RV warranty is an essential part of the process.
1. Find an RV warranty to purchase
Traditionally, RV warranties were mainly sold through dealerships. This meant brand-new motorhomes and those sold through large dealerships would have access to an RV warranty, while used rigs or those purchased from a private party would not.
This also meant RVers couldn’t really compare coverage offers. These days, RVers have options for purchasing an RV warranty. You’ll still likely be offered a policy through your dealership if that’s how you buy. But there also are online RV warranty brokers who have become an excellent resource for warranty coverage. These brokers help RV owners find a policy that meets their needs at an affordable price.
2. Compare different RV Warranty options
It’s not just about where to find coverage. Some traditional warranties also are limited in the type of coverage available. Online providers and brokers, like Wholesale Warranties, were born out of a belief that there are no one-size-fits-all RVers, so there shouldn’t be a one-size-fits-all warranty, either.
Every RVer is different. They should be able to select a policy that matches who they are as a traveler, the type of rig they own, their desired level of risk, and their budget. For example, an RV owner who intends to live in their RV full time likely will have different needs than someone who plans to take their camper out for occasional weekend trips.
That’s why looking at the service contract before signing anything and handing over payment is important. RV warranty coverage differs depending on the type of policy you choose. So, seeing the service contract in full sets realistic expectations. When a warranty provider can show you a sample contract before making you sign, this shows transparency and honesty. It is definitely something to look for as you shop among various providers.
Another thing you’ll want to look for is a company willing to offer coverage to a wide array of RVers. What are their eligibility requirements? Do they offer policies for used units? If so, is a waiting period enforced before you can use the coverage? For instance, at a provider like Wholesale Warranties, full coverage is offered for motorhomes less than 21 years old and towables less than 16 years old. Click here to learn more about eligibility and when to buy a policy.
3. Find a reputable warranty provider
In the past, RV warranties have had a bad reputation. Unfortunately, there were many horror stories about scams. People didn’t receive the coverage they were expecting when things went south. This is why finding a provider who has been in the industry for a while is crucial. They should have a trustworthy reputation in the community and offer policies with solid administration and insurance backing.
When choosing the provider that will fit your RVing lifestyle and budget, ensure an insurance company backs your policy. This means that if the warranty company were to go under, you and your money would be protected, and your claims would be paid when you use your policy. Check out the company’s financial backing on AM Best for stability ratings!
Reputation is key. RVers are great at sharing their experiences online and around the campfire. Look a provider up online before you choose to do business with them. What is being said about coverage on RV forums? How about consumer advocacy sites such as BBB, Escapees RV Club, and FMCA? How do your favorite RV bloggers and YouTubers feel about a company? Be sure to read genuine reviews of RV warranty providers from real RVers who have made claims before signing on the dotted line.
The simplest advice is to do business with a provider who is in it for the long haul, not just the sale. Work with a provider with a dedicated team available for support for the life of your policy term. If you have an issue with your policy a few years into coverage, you’ll want to know there’s someone to help you out, answer your questions, and work toward resolution. Solid customer service is vital to a positive RV warranty experience.
4. Get repairs done when you need them
Breakdowns happen when you least expect them! Wherever you are traveling when failures hit, you should be able to take your motorhome or towable RV to any licensed repair facility in the area.
Many policies will require you to return your unit to the selling dealer or a select group of repair facilities. This can be tough while traveling, and your warranty is there to relieve stress, not add to it.
Make sure to purchase an extended service contract that does not limit the repair facilities you can use and may even include using mobile techs. Before getting towed to a particular repair facility, call them to make sure they accept warranties and have the time to take your rig in.
Finding the right policy and provider can seem overwhelming, but it doesn’t have to be. Look for a provider who will work with you, educate you fully and transparently on your options, and offer customer service for the entirety of your warranty term. A reliable RV warranty can provide peace of mind out on the road, knowing that you protected your next adventure from unexpected RV repair costs.
To learn more about RV warranties and the coverage options offered by Wholesale Warranties, click here.